RESOURCES
All tools below are free.
Use these free resources to help you understand, structure, and strengthen your financial position, so you’re building on solid ground.
REMINDER
Your business finances and your personal finances are more connected than most people realize. The way you pay yourself, the decisions you make under cash pressure, how you think about pricing your work — all of it is shaped by your personal relationship with money. These tools address that layer. They are not business tools. They are the personal financial foundation that makes the business work better.
Free Financial Readiness Checklist
Free Cash Flow Awareness Tool for Founders
Free Diagnostic Framework One-Pager
Free Founder Financial Readiness Quiz
FOUNDATIONAL TOOLS
Foundational tools for better financial decision-making
The Personal Foundation before the Framework
Coin Chronicles
The Complete Guide to Navigating from Money Mysteries to Money Mastery
by Lisa Jane Celestine · Foreword by George Comer, Professor of Finance, Georgetown University
The personal finance foundation behind the diagnostic work. Before the business numbers make sense, your relationship with money has to be addressed. This book covers that layer.
Personally autographed
Cash Flow Awareness Tool for Founders & Professionals
Free · Excel
A simple spreadsheet for tracking and projecting your personal cash flow — when money comes in, when it goes out, and where the gaps are. Built for founders and professionals who want to understand their personal financial picture without a complex system.
Liability Clarity Tool
Free · Excel
A structured tracker for all outstanding debt – type, balance, interest rate, minimum payment, and payoff priority. Most people avoid this list. Seeing it clearly is the first step toward making intentional decisions about it.
Financial Position Baseline
Free · Excel
A net worth snapshot tool: assets, liabilities, and what is actually yours. Most founders focus entirely on business revenue and forget to track their personal financial position. This gives you the baseline you need before anything else makes sense.
Capital Reserves Planner
Free · Excel
A savings and capital reserves calculator for building the personal financial cushion that protects your business decisions. How much do you need? How long will it take? This tool gives you a specific target and a realistic path to reach it.
Looking for more depth?
These tools are a starting point. For a more comprehensive personal finance system, explore the Greendiggers™ Cash Flow Blueprint + 30-Day Savings Challenge in the shop — or start with Coin Chronicles, the book that addresses the personal relationship with money that sits underneath all of these tools.
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