Greendiggers · Free Resource

Diagnostic Framework One-Pager

A visual summary of the 5 lenses of the Greendiggers Financial Diagnostic Framework. Designed to reference, share, and bring to advisor or investor conversations.

No spam. You'll be added to the Greendiggers founder list.

Greendiggers · greendiggers.com

The Financial Diagnostic Framework™

5 lenses for understanding where a business actually stands — financially, structurally, and in the eyes of capital.

Most founders know something is off financially — they just can't name it. This framework gives you the language. Each lens represents a distinct dimension of financial health. Weakness in any one lens can undermine everything else.

1

Lens One

Cash Flow

The movement of money in and out of your business. Cash flow is not profit — it's survival. A profitable business can still fail from a cash flow problem.

Timing gaps Invoice-to-collect lag 30/60/90-day projections Reserve cushion
2

Lens Two

Profitability

Whether your revenue covers your costs and leaves enough to sustain and grow the business. Revenue does not equal viability.

Gross margin Offer profitability Fixed vs. variable costs Break-even point
3

Lens Three

Structure

The legal, operational, and financial infrastructure of the business. Structure signals how seriously you take the business — to lenders, partners, and yourself.

Entity type Business / personal separation Clean books Owner's compensation
4

Lens Four

Revenue Stability

The consistency and predictability of your income. Investors fund patterns, not randomness. One great month is not a business.

Client concentration Recurring revenue 6-month trend 90-day forecastability
5

Lens Five

Credibility

How your financial behavior, track record, and decision-making appear to external capital sources. Your financial story — told through statements, credit, and choices.

Business credit Financial statements Decision narrative Lender readiness

Signs You Need a Diagnostic

  • Revenue is growing but the business still feels financially fragile
  • You've been turned down for funding without a clear explanation
  • You don't know your actual margin or profitability by offer
  • You're making financial decisions reactively, not strategically
  • You can't clearly explain your financial position in a room of investors

What a Diagnostic Session Covers

  • Review across all 5 lenses — what's strong, what's not
  • Named gaps and their downstream risk to the business
  • Your fundability profile: what capital sees when they look at you
  • A clear, prioritized roadmap for the next 90 days
  • Language to use with advisors, lenders, and investors